The Only Commission-Free, NAPFA-Qualified Firm in Incline Village, Tahoe City and Truckee
FOCUSED ON SAVING TAXES
Holistic Wealth Management integrated with Lifetime Tax Planning
We are best suited to help those who are planning on retiring within 20 years and have over $500k investable assets.
SPECIFIC TAX PROBLEM OR QUESTION?
With 18 years planning experience, we enjoy sharing our expertise. No cost, no obligation.
Save Taxes, Invest Smarter, Securely Plan for Retirement
Voted Best Financial Advisor in North Lake Tahoe & Truckee
Planning for Retirement? Some questions you may have :
- Am I on track to attain my goals and fund my retirement?
- What’s the best way to invest my retirement accounts?
- What are smart tax saving strategies under the CA/NV, TCJA, and SECURE Act tax laws?
- I own property in another state — what are effective ways to establish residency in Nevada?
- How can I significantly reduce taxes on my IRA and 401k mandatory distributions before it’s too late?
Who we serve –
Although each person’s situation is unique, typically you are:
In your Peak Income Years concerned with growing taxes and retirement planning
You are a conscientious person entering the prime of your career, and taxes are starting to become an issue. What you have in common with our other clients is you’d like a financial planner who can help you reduce those taxes, not just offer portfolio advice. You’d like to map out a secure path to retirement in the next 10 to 20 years, as well as set up a tax-efficient plan that will serve you for the rest of your life. You may even be thinking about retiring early and wondering about when that might make sense.
Close to, or in early retirement and wanting tax efficiency
You’ve worked hard, accumulating your retirement nest egg. Now you want to make sure it’s secure and won’t be depleted by retirement living expenses and taxes. You have relatively large 401(k) and IRA accounts, but you’re not looking forward to the up-coming taxes on their required distributions. You’d like access to better investments — a safe, well diversified portfolio for retirement. You’d like to have in place documents and financial services to well establish residency in Nevada. In short, you’re interested in holistic planning for peace of mind and simplicity, with an emphasis on smart tax planning for retirement and access to better investments.
The Problem – Shift in Advisor Skills
In the earning phase of our lives, typically advisors only focus on portfolio advice. However, within 10 to 20 years of retirement, a shift in advisor skills is needed to preserve purchasing power throughout retirement. This requires holistic wealth planning that combines: 1) diversified portfolio management, 2) careful long-term tax planning, and 3) ongoing calculations of safe withdrawal rates.
➔ An experienced, holistic approach helps you through this transition, make confident financial decisions, set up tax efficiency, secure your retirement, and leave a family legacy.
The Retirement Transition
Ideally 10 to 20 years before retirement
Earning Phase
Goal - Principal
GROWTH Portfolio
Golden Window™
Tax Strategies
⇨
Retirement Phase
Preserve Purchasing Power*
- DIVERSIFIED Portfolio
- Tax Planning
- Safe Withdrawal Rates
*Like a three-legged stool, this requires all three aspects to stand up.
⟼ Shift in advisor Skills ⟶
Financial and long-term tax planning – through the transition
Our Specialties
Holistic Wealth Management
- We create a purpose-driven investment plan, focused on your values
- Access institutional-quality global investments tailored to your financial plan
- Focus on your whole financial picture including retirement, social security, tax, insurance, estate & trust, education and charitable planning
Lifetime Tax Planning
- We craft a long-term tax plan to optimize tax savings
- Review over 12 tax strategies each year to set up retirement tax efficiency
- Collaborate with your CPA in an on-going relationship
- Take advantage of ongoing market changes for tax savings opportunities
➔ Lifetime tax savings of this integrated tax/investment approach are not trivial, averaging a solid seven figures.
Why Nest Egg Financial Advisors?
Among financial advisors, there is a difference…
Highly Personalized Service
Intentionally limiting our practice size, taking on 3 to 5 clients a year.
Multi-Generational Advisor Team
Your personal advisors, Lisa and Jack, enjoy strategizing about each client’s unique situation and bring different perspectives to the team.
- Lisa, in her mid 40s, has 18 years of experience in financial advising and obtained her CERTIFIED FINANCIAL PLANNING™ certification in 2010. As the firm’s principal owner, she will be a stable resource for our clients for many years to come.
- Jack has a background as a physicist and always loved investing and optimization strategies. He is certified as a Behavioral Financial Advisor. He contributes a different viewpoint from his 49 years of experience with alternative, real estate, and stock investments.
Fiduciary
CFP® Professional
*Source: www.cfp.net
Local
Lisa has been serving the Incline/Tahoe/Reno area with financial and tax planning since 2004.
Holistic Approach
We not only focus on your investment portfolio, but on the other factors in your financial life, such as retirement, social security, tax strategies, insurance, estate planning, education funding, and charitable planning.
Commission Free
We are FEE-ONLY advisors — No hidden fees, no commissions, no 12b-1 advertising fees, no kickbacks, no hidden incentives.
All our services are contained in one transparent fee. That’s the definition of our firm being designated as Fee-Only (not the so-called Fee-Based structure of broker/dealers and advisors who incorporate many fine-print, non-transparent charges in their investment recommendations).
NAPFA Qualified
*Source: Based on membership numbers from www.napfa.org
Founder and CEO
18 yrs financial planning experience
Want to learn more?
Interested in a second opinion?
Incline Village/Reno NV
“I truly love helping others and seeing how our work makes a positive difference in their lives. I really enjoy getting to know my clients, listening to their needs, and strategizing on how to best help them.
I graduated from the University of Colorado, Magna Cum Laude, with a major in Finance. I went on to earn my CFP® certification in 2010 and am passionate about continually learning as this field is so interesting, extensive, and constantly changing.
I have worked for other financial planning firms for 14 years, 9 of these years with a CPA. I started my own independent firm in 2018 here in North Lake Tahoe to have a lifestyle practice in the area I love. I bring this same passion to create a fulfilling retirement lifestyle for our ‘family’ of clients and to be with them as an advisor and friend for many years to come.”
Family:
Husband and 2 young daughters (well, 3 if you count our dog!)
Favorite Hike:
The woods by our house. This is definitely my happy place.
Favorite Family Sport:
Skiing at Diamond Peak and Pickleball at the outdoor Incline courts
Favorite Beach:
The dog beach in Carnelian Bay. You definitely need to love dogs to be there as they dominate this beach with their wet wagging tails.
Favorite Restaurant:
It’s hard to choose. I love Fredrick’s in Incline and Christy Hill in Tahoe City (without the kids, of course!)
SPECIFIC TAX PROBLEM OR QUESTION?
With 18 years planning experience, we enjoy sharing our expertise. No cost, no obligation.
Our free assessment will show you step-by-step how to:
Save taxes, Invest smarter, and Optimize retirement income.
CERTIFIED FINANCIAL PLANNER™, Fiduciary, Commission-Free
Nest Egg Financial Advisors, LLC is a registered investment adviser offering advisory services in the States of Nevada, California, and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by Nest Egg Financial Advisors in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.
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