Our Partners

Minimal fees: Schwab’s Schwab One Custodial Account has no maintenance fees, no commissions for online stock and exchange-traded Funds (ETFs), and no minimum opening deposit required.
Industry experience: Schwab has been in the industry for a long time and has more assets under management than any other custodian.
Community: Schwab offers a learning community of over 15,000 firms
Strong customer support: Schwab offers 24/7 service and support.

Accessible only through an approved financial advisor
Provides tax-advantaged no-load funds
Value and small-cap tilt strategies, along with strategic trading, based on Nobel-prize research by E. Fama and K. French
Outperform comparable no-load mutual funds by about 1% in most asset classes over the past 20 years.

Referrals for financial professionals through the cumulative experience of hundreds of independent advisors
Networking and educational resource knowledge base
XYPN’s “Find Your Fee-Only Advisor” search portal.

Requires double the ongoing continuing education (CE) coursework of CFP^®certificants (60 hours every 2 years, instead of 30 hours)
CFP^® certification
Fee-only, meaning advisors receive compensation solely from the client — no broker commissions, rebates, awards, finder’s fees, bonuses, “fee-offset” arrangements, 12b-1 fees, insurance rebates, wrap fee arrangements or other compensation from the sale of financial products.
Fiduciary — legally bound to put clients’ best interests first, at all times
Free of disciplinary and legal events, which can be certified by the Financial Industry Regulatory Authority (www.finra.org)

Network opportunities and resource groups with highly skilled financial advisors
Extensive CE courses in subjects such as tax strategies, retirement, estate, financial planning, ethics, financial planning, insurance, accounting, economics, strategic thinking, and technology