Diversity, Discipline – Our Investment Philosophy

          -“I have never met a man who could forecast the market.”
                                                          ~Warren Buffet, 2018 letter to investors
          -However,
           Most of what you read in the financial media is market forecasting.  

Our focus is on your values, goals, and realizing your dreams. We do not react to the vagaries of the financial media, markets, politics, or business cycles.  We also deal with the very real and pervasive emotions of investor fear, greed, and regret.  We stay disciplined to guide you in maintaining patience and a long-term approach, rather than performance chasing and risky timing strategies.  With you, we map out a meaningfully diversified plan, which we steadfastly, gently help you maintain, so you will realize your life’s goals and objectives.

Our Smart-Money Philosophy: [1]   We comprehensively review your finances as a whole, with the goal of providing a smart place to get the funds you need whenever you need them.  We prepare for the certainty of uncertainty by identifying gaps in insurance coverage, estate planning needs, desirable beneficiary changes, education funding, and access to qualified specialists.  This ongoing oversight is provided in addition to diversified, tax-advantaged management of your portfolio.

[1] D. Lennick, Financial Intelligence, FPA Press 2010