We are Fee-Only (i.e., commission-free).  All our holistic services are covered by one fixed transparent fee, based on the amount of assets under management, generally about 1%/yr for a $1M portfolio and progressively decreasing above that.  Surprisingly, this fee is comparable to, or less than, the total fees charged by many financial advisors who only manage assets.

Our clients typically receive multiples of our cost back in terms of  —  access to better investments, lifetime tax savings, and avoiding costly mis-steps through ongoing consultation.  Perhaps the greatest value, which clients tell us is “priceless”, is the time savings and peace-of-mind they receive.

We receive no commissions, no 12(b)1 advertising fees, no kick-backs, and no hidden fees of any kind.  We also have no incentives to sell you a particular product or service, because we are independent so we can pick the best investments for your situation.

Feel free to contact us with any questions.  We are completely transparent.  Also, by scheduling your first phone call and going through our Free Tax and Retirement Assessment, you will have the opportunity to make an informed decision about working with us or other firms you may be considering.

No problem!  We have clients who live in Incline/Tahoe as well as in other states. 

We are well equipped to meet with clients via Zoom, especially during the Covid-19 pandemic.  Our virtual meetings include real-time screen sharing of our advanced tax and financial software, so you can immediately see the effect of plan changes on your taxes and the success probability of reaching your goals.

All Zoom conversations are multi-factor protected.  We take data security extremely seriously.  We also transfer all sensitive material via Citrix Sharefile, one of the most secure cloud vaults available (approved for both HIPAA and e-commerce banks).

• Local — Lisa has been serving the Incline/Reno area with financial and tax planning since 2004.
• Experience — In-depth financial planning, investment management, and proactive tax planning, including 9 years planning experience with a CPA.
• Multi-Generational advisor team approach.
• NAPFA expertise and referral network — We are one of the few financial firms in the region approved for access to the skilled information network of NAPFA CFP® (National Association of Personal Financial Advisors)
• Small Giant: We are a practice that chooses to be Great instead of Big.  We are intentionally limiting our practice size and focusing on retirement preparation, long-term tax planning, and smart investment management for our exceptional clients.

Terrific question!  First, let us explain why you should not hire us. 

If you are looking for a financial firm that is trying to consistently “beat the market” by timing investments, history has shown these are beyond anyone’s control.*  Investment turnover results in timing mistakes over the long run, excessive capital gains taxes, bid-ask spread costs, and long-term underperformance of the market.* 

However, if you’d like to focus on things we can control — reduce your tax bill, invest smarter, protect your purchasing power, and plan for a fulfilling retirement, then you’ve found the right place! 

* Sources:  https://www.dalbar.com ; https://www.vanguard.com/pdf/ISGQVAA.pdf